Appraisal services for Idaho Falls and Bonneville County homeowners

The top 7 reasons Idaho homeowners hire Alpine Appraisals, LLC.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Bonneville County's assessment of your property value
  3. To cut a mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To settle an estate in Idaho by determining the true market value of the real estate in question
Do you own a house in or near Idaho Falls? Do you need help determining the value of your real estate? Contact Alpine Appraisals, LLC..

We at Alpine Appraisals, LLC. understand the special needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Alpine Appraisals, LLC. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Challenge Tax Assessment

Let's say you live in a region that is going down -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting an appraisal from Alpine Appraisals, LLC. is your perfect weapon.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We are experienced in helping consumers just like you abolish unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be troublesome from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Alpine Appraisals, LLC. can provide you with an expert appraisal that will help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for efficiency? Alpine Appraisals, LLC. offers field reviews where we'll go out and check the subject and comparables. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Alpine Appraisals, LLC. can help you with that. While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.