Need an appraisal for an FHA-backed mortgage? Call Alpine Appraisal, LLC

The FHA maintains of approved appraisers for each state - Alpine Appraisal, LLC is on the roster of approved appraisers for ID. If you have an FHA-insured loan, be sure to get with Alpine Appraisal, LLC, as we are approved and qualified to produce FHA reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If your house loan is FHA certified, that means that it has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). None of the funds are provided by the FHA; what the FHA does is ensure that the mortgage is taken care of in case the borrower defaults on his or her loan obligations. Applicable to all homebuyers, FHA loan programs are created to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Consumers with lesser income or less starting capital to put down on a loan are assisted the most from FHA loan programs.